We’re happy to see that more investors are commenting on the articles we post on TSI Network.
The site’s comments feature lets investors share their thoughts on our investment advice, and read other visitors’ opinions. Your comments also help us choose the best topics to write about in our TSI Network Daily Updates.
Adding your comments couldn’t be easier: just scroll to the bottom of the article you’d like to comment on and type in your thoughts (you’ll have to log in first). Even if you don’t comment yourself, you’ll be surprised at the investment advice you can pick up just by reading comments posted by other investors just like you.
Investment advice: Our recent article on prepaid funerals got lots of reader response
We recently published a daily update about prepaid funerals. Click here to read that article and leave your comments. Many TSI Network readers had strong feelings on the subject, and shared their comments on the site. I thought I’d share some of their feedback with you. I hope you enjoy and profit from it.
“My wife and I have purchased a prepaid plan. We are 83 & 68.We chose the least costly option: cremation with no service. Approx. $800 each with $600 placed in a registered trust account earning interest, which will be used for our disposal or can be withdrawn at any time at our request. Some funeral homes have a rather aggressive sales approach to grieving relatives. This simplifies our exits. For $200 apiece we and our family have peace of mind.”
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“If I don’t die, it [prepaying a funeral] would be a waste of money. If I do die I don’t think I will know the difference between a cardboard box or a black mahogany one. It reminds me of the life insurance salesman who will only sell to you in front of your wife, and he says to you, ‘When you die do you want her to be left penniless?’”
“It may [make sense to prepay a funeral], but only when the end is in sight — you can prepay a very low-cost and simple passage, and urge your family not to change your plan.”
“Everyone’s ideas change. One fellow whom I know, an avid hunter, now would prefer his ashes loaded into a bunch of shot shells then blasted by his remaining friends into the woods of a favourite hunting area. Will his ideas change again? Who knows!!”
A final piece of investment advice on prepaid funerals
Though we see no great advantage in prepaying for funeral services, our investment advice is it may be worthwhile to buy a burial plot before you need it. After all, cemeteries do fill up. If you like the cemetery, the area and the price, you might even buy an extra plot or two, to accommodate your children and even their spouses.
Before you buy, however, find out what it costs to resell, in case you change your mind.
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