Income investments are investments that investors use to generate income such as dividends, in addition to capital gains. Normally a stock that rises in price from the initial price that you purchased it from is considered to have accrued a gain—a capital gain to be exact. However, this is not considered income.
Income investments can play an important role in your portfolio. The main types of income producing investments are:
Dividend-paying stocks typically make cash payouts that serve as a way for companies to share the wealth they’ve accumulated through operating the company. These payouts are drawn from earnings and cash flow paid to the shareholders of the company. Typically, these dividends are paid quarterly, although they may be paid annually or even monthly as well.
Real estate investment trusts (REITs) are a form of income trust, but with a key difference: REITs invest in income-producing real estate, such as office buildings and hotels. The best REITs have good management and balance sheets strong enough to weather an economic downturn. They also have high-quality tenants, and they carefully match their debt obligations with income from their leases.
Royalty Trusts were a form of income trust. They generally profited from royalties associated with the sale of oil, natural gas or minerals. Most have now changed to conventional corporations, but many still have very high dividend yields.
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The best income investments are companies with a long history of cash flow and dividends—and that offer good value
Income investing is an investment strategy that aims to provide current income for investors, even at the expense of some long-term capital appreciation. An emphasis on this… Read More
Are structured products a good Investment for you? No, but the same can’t be said for your broker
Investors often ask, “Are structured products a good investment?”
The investment industry periodically comes up with new income investments that offer better yields than bonds or GICs, and seem… Read More
Alternative income investments like hedge funds and venture capital may sound attractive to some investors, but they are risky and often involve conflicts of interest.
The most vulnerable markets we see today are so-called “alternative investments.” They include hedge funds, futures-trading funds, automated-trading schemes, funds active… Read More
SENIOR SECURED FLOATING RATE LOAN FUND $9.47 (Toronto symbol FRL.UN; Units o/s: 5.6 million; Market cap: $53.0 million; Dividend yield: 7.0%; www.fieracapital.com) is a closed-end fund that invests in senior secured floating-rate corporate bonds. The fund’s MER is 1.25%, and it trades at a slight discount to the value… Read More
Higher interest rates have recently helped to keep this utility’s share price down. That’s largely because this high-yielding stock competes with fixed-income investments for investor interest.
However, increased economic activity often accompanies higher rates and that usually helps utilities. Plus this company recently acquired full control… Read More
The bond market outlook can provide a false sense of security. In fact, it puts investors at risk of capital losses if inflation or interest rates rise.
The bond market outlook had a lot of investor appeal in the turbulent years of the 1930s and 1940s… Read More
A: Senior Secured Floating Rate Loan Fund, $9.43, symbol FRL.UN on Toronto (Units outstanding: 5.6 million; Market cap: $52.8 million; www.fieracapital.com), is a closed-end fund that invests in senior secured floating rate corporate loans.
The fund started up on September 23, 2013. Its MER is 1.25%…. Read More
Investing in bonds: Bonds are unlikely to perform as well in the next few years as they have in the past, mainly because interest rates will likely hold steady or rise further. (Bond prices and interest rates are inversely linked. When interest rates go up,… Read More
Penny stocks are rarely the high-yield investments that some aggressive investors think they can be. Instead of putting too much money into penny stocks, investors will benefit the most by seeking shares of high-quality companies with a history of paying a consistent dividend
Penny stocks… Read More
High dividend yields are very attractive to investors. But they should always be looked at with caution.
High-yielding stocks can provide a great boost to a portfolio’s returns, and quality dividends are much more reliable than capital gains.
Today, the appeal of high yields is even greater… Read More
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